A current home inventory is a valuable tool should you ever need to file an insurance claim. As homeowners or tenants you never know when you’ll experience a loss. If you do, you will thank yourself for having spent a few minutes to take the following steps:
Find a home inventory sheet on-line, fill it out and update it every year. Add this to your spring cleaning or tax time routines. If you’re packing to move, renovating or making large purchases update your inventory while you’re at it.
- Take photos or videos of your home’s contents. Don’t forget to take pictures inside cupboards, closets, garages, storage spaces and sheds. The big items are easy to remember, it’s the small stuff that’s hard.
- Scan or take pictures of receipts, invoices, appraisals and credit card statements for large purchases or unusual items. Record serial numbers of expensive electronics and tools.
- Have a current copy of your insurance policy somewhere safe so you’ll have quick access to the emergency claims contact and your policy number. Add your insurance Company, Agent or Broker to your phone contacts list.
- Create back up files and store copies of these records off site in case of a fire or flood. Upload your photos and receipts to the Cloud, use an external computer storage device or a safety deposit box. Multiple copies in multiple locations is best.
I’m always free to discuss this further if you have questions.