GENERAL INFORMATION
Attention all new home buyers!
So Christmas is over and you are getting itchy feet to start looking around at some homes. Getting tired of your current accommodations and you need a place to call your own. Why not? Interest rates are still low and you’ve plopped some numbers into a handy mortgage calculator online and it appears that you … Read more
Joint Ownership of Property: Pros & Cons
Married spouses commonly hold property jointly with right of survivorship. In certain circumstances, there are several benefits to this ownership structure. For example: Each spouse has the ability to manage the property without written consent of the other. Upon the first death, the surviving spouse automatically owns 100% of the property. Probate tax is payable … Read more
The Trouble With Mold
The last thing you want to hear when buying a house is that there’s a mold problem. These sneaky little spores aren’t easy to detect. Mold is a fungus and although some molds are visible and even odorous, mold can also grow between walls, under floors and ceilings. Or in less accessible spots, such as … Read more
Credit Scores – Improving and Protecting Them
With tighter regulations, credit is playing an even bigger role than ever before. There is A LOT of mis-information out there. I have attended 2 seminars with representatives from Equifax to explain it to me. Below is a very rough guideline how it is calculated. NOTE: even the rep from Equifax said they … Read more
Quick Tips When Hiring a Mover!
The house is sold and you are ready to move on. The excitement of the sale has quickly worn off. The stress is starting to overtake the excitement of what was suppose to be another wonderful chapter of your lives. Picking the right mover is key to a successful move. Don’t take this part lightly. … Read more
Title Insurance
Title insurance is a unique form of insurance. It protects your ownership or title against losses incurred as a result of undetected or unknown title defects, for as long as you own your home. Even if you are the rightful owner of a home, there are instances such as real estate fraud, when your title … Read more
Making Renovations Before You Sell
So you are thinking about selling your home but its not yet ready. Well here are a few tips to help you get focused. The greatest error many people make is to make extensive renovations without regard to return on investment. A dollar spent on renovations does not necessarily equate to a dollar added to … Read more
